Finance Kit — Budget, Debts & Savings in one file

Finance Kit —
Personal Financial Kit:
Budget, Debts and Savings

A complete personal finance toolkit in a single, easy-to-use page — no complicated spreadsheets, no subscriptions, no learning curve.

$5.95

Managing your money without a system
means flying blind every month

Most people know they should track their finances — but the tools available are either too complicated, too intrusive, or too expensive.

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Spreadsheets are tedious and you never keep them updated

Spreadsheets are tedious and you never keep them updated. Formulas break, columns multiply, and it stops feeling worth the effort — so your finances go untracked again.

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You don't really know where your money goes each month

Income comes in, expenses go out, and at the end of the month there's less left than expected. Without a clear breakdown by category, it's impossible to spot the leaks.

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Finance apps want your bank login and a monthly fee

Most budgeting apps require connecting your bank account and paying every month — just to see a chart of your own spending. Your money data belongs to you, not a startup.


What the tool looks like

A clean, private finance workspace — budget, debts and savings all in one place, with live calculations in your browser.


3 modules for every part
of your personal finances

From monthly income to long-term goals — everything in one simple file, no setup required.

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Budget

Log your income and expenses by category and get an automatic monthly summary with a visual chart. See at a glance whether you're in the green or the red — and exactly why.

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Debts

Track everything you owe — loans, credit cards, family debts — and visualize your repayment progress. Know the total outstanding and how close you are to being debt-free.

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Savings

Define a savings goal and the tool automatically calculates how much you need to save each month to reach it on time. Track your progress visually.


Private, simple and yours forever

No bank connection, no account, no cloud. Just a file that works — in any browser, any time.

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Bilingual interface (EN / ES)

Switch between English and Spanish at any time. Every label, category, and summary is available in both languages.

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100% offline — your data stays private

Everything runs entirely in your browser. No server, no cloud sync, no data sent anywhere. Your financial information stays on your device — always.

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Print-ready or save as PDF

Print your budget summary or save it as a PDF for a clean monthly record. Perfect for sharing with a partner or accountant.

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Zero installation — one HTML file

Download once and open it in any browser. No extensions, no accounts, no setup. Works everywhere your browser runs.


Questions before buying

No, never. Finance Kit is a completely offline HTML file — it never connects to any server, bank, or external service. You enter your data manually, it stays in your browser's local storage, and nothing is ever sent anywhere.
One-time purchase. You pay $5.95 once and the file is yours forever — no recurring charges, no license keys, no account needed.
Your data is stored in your browser's localStorage, tied to the specific browser and device. Clearing browser data or switching devices will reset it. Use the print or PDF export to keep a record before clearing anything.
Yes. Finance Kit runs in any modern browser on any device: Windows, Mac, Linux, Chromebook, tablet, or smartphone. The layout is optimized for desktop but works on mobile too.

3 modules. One file.
One payment — yours forever.

No bank login. No subscription. Open it and start tracking your finances today.

Buy on Gumroad → Buy on Creem → View Demo →

Questions first? Get in touch before buying.