Take control of your money without handing your data to anyone — no app, no account, no bank connection, no subscription.
Most people have a vague sense of their finances. Budget, debts, bills and subscriptions pile up invisibly — until something breaks.
Income arrives, expenses leave, and somewhere in the middle you lose track. You know roughly what you earn, but at the end of the month you're not sure where it went — and the next month is the same.
The gym sub you forgot to cancel. The loan with three months left. The bill that's overdue without you realizing. None are big on their own — together they add up to more than you think.
Modern finance apps ask you to connect your bank and trust a server you'll never see. Some people are fine with that. If you'd rather keep your financial data on your own device — this is built for you.
A complete personal finance organizer — budget, debts, savings, bills and subscriptions, all in one private file.
From your monthly budget to long-term savings goals — everything in one file, without a single account, bank connection, or subscription.
Income, expenses, final balance, and your financial health score — all at a glance the moment you open the file. Know exactly where you stand without digging through numbers.
Plan every spending category and see where your money actually goes. The 50/30/20 rule is built in — instantly see whether your needs, wants, and savings are balanced.
Every debt in one place — what's left, your progress, and how long until you're free. Log loans, credit cards, or any money you owe and watch the balance drop.
Set savings goals and track your target, progress, and monthly pace. The emergency fund tracker is built in — know exactly how many months of runway you have.
Every recurring bill in one list — due, paid, overdue — organized by frequency and payment method. No more forgetting a payment until it's already late.
Every recurring charge in one place — streaming, software, memberships. See the monthly and yearly total at a glance, and finally cancel the ones you forgot about.
See how your finances have moved month after month. Compare income, expenses, and savings across periods to spot patterns and understand your real financial trajectory.
See where your balance is heading based on what you've entered — income, fixed costs, debts, and savings rate. A projection built from your own numbers, not a guess.
Personalized alerts and suggestions based on your own data — overspending warnings, debt payoff estimates, savings nudges. Actionable insights from numbers you already entered.
No bank connection. No account. No subscription. Just a file that works from the moment you open it — and keeps your financial data exactly where it belongs: on your device.
You enter what you want. Nothing is linked, scraped, or shared. Your bank doesn't know this tool exists — and that's the point.
One number that tells you where you stand — calculated from your budget balance, debt load, savings rate, and bill compliance. No formula required.
See instantly whether your needs, wants, and savings match the 50/30/20 split. No manual calculation — it reads your numbers and tells you directly.
USD, EUR, GBP, MXN, COP, ARS, CLP, PEN, BRL, CAD, AUD, JPY, CHF. Switch currency at any time without losing a single entry.
Export a dashboard summary, a Smart Assistant report with personalized suggestions, or a full financial report — at any time, from any module.
All data stays in your browser's localStorage. No server, no cloud, no third party ever receives your financial information — not a single byte.
Open it and start immediately, or load built-in sample data to explore all 9 modules first. Clear it with one click when you're ready.
Switch between English and Spanish at any time without losing your data. Every label, module, and report fully translated.
Download once, open in any browser. No setup, no extensions, no account. Works on any device — desktop, tablet, or phone.
No bank connection. No subscription. Take control of your financial life in one place you actually own — starting today.
Questions first? Get in touch before buying.